Employee Resources
Videos
How to use an HSA
Learn how to make deposits and withdrawals from your HSA.
Play How to use an HSA videoInvesting with an HSA (Standard)
Discover how the investing feature works on optumbank.com.
Play Investing with an HSA videoInvesting with an HSA (Without Betterment)
Discover how the investing feature works on optumbank.com.
Play Investing with an HSA videoTax time and an HSA
Learn about the tax benefits and what you need to know at tax time.
Play Tax time and an HSA videoThe 5 Stages of Health Saving and Spending
Learn about the HSA journey and the 5 stages a person goes through when owning an HSA. Decide – Open – Use – Manage – Optimize.
Play 5 Stages videoOptum Bank Mobile App
Check out all of the great features the Optum Bank mobile app has to offer.
Play Optum Bank mobile app videoFlyers and brochures
Introduction to HSAs
An overview of the tax benefits of an HSA, eligibility requirements, contribution limits and qualified medical expenses.
Download PDFWhy choose an HDHP with an HSA
Explore reasons for enrolling in an HDHP paired with an HSA.
Download PDFFrequently asked questions: HSAs
Answers to some of the most frequently asked HSA questions.
Download PDFHSA qualified medical expenses
A list of qualified medical expenses that can be paid for with an HSA.
Download PDFManaging your HSA: Helpful online tools
Highlights the tools and resources provided by Optum Bank, making it easy to manage your HSA online.
Download PDFOptum Bank Academy
An overview of what Optum Bank Academy has to offer. Featuring HSA courses only.
Download PDFHSAs: Part of your financial plan
Ways to include an HSA as part of your overall financial planning strategy.
Download PDFInvesting with your HSA (Standard)
An overview of the two investing opportunities provided by Optum Bank; Self-directed mutual funds and Betterment.
Download PDFInvesting with your HSA (Without Betterment)
An overview of how to get started investing in Optum Bank self-direct mutual funds.
Download PDFHSA Investment line-up
To receive a brochure that reviews the Optum Bank investment feature and an overview of investment options, please call us at: (866) 234-8913 opt 4
Email us at:Planning for retirement with an HSA
Learn how much you might need for medical expenses in retirement, and ways to plan ahead for it.
Download PDFHSA user guide
A comprehensive guide to owning and managing an Optum Bank HSA. Information spans from opening an account to using an HSA in retirement.
Download PDFHSA guide to retirement
Learn how an HSA can play an important role in your long-term saving strategy.
Download PDFThe 5 Stages of Health Saving and Spending
This outlines the HSA journey and the 5 stages a person goes through when owning an HSA. Decide – Open – Use – Manage – Optimize
Download PDFHSA Contributions and mid-year changes
A look at how to prorate HSA contributions if your eligibility changes mid-year.
Download PDFHSAs and adult children: For ages 18-26
Learn about HSA eligibility when adult children are covered under their parents’ HDHP.
Download PDFHSAs and adult children: For parents of adult children
Learn about HSA eligibility when adult children are covered under their parents’ HDHP.
Download PDFIn-home virtual assistant: Optum Bank HSA
Learn how to get HSA answers from a Google Home or Alexa-enabled device.
Download PDFHow to consolidate your HSA balances
Learn how to transfer funds from another HSA to your Optum Bank HSA.
Download PDFSpanish: HSA-FSA-HRA Comparison grid
This chart compares the benefits of HSAs, FSAs and HRAs.
Download PDFSpanish: HSA-FSA only comparison grid
This chart compares the benefits of HSAs and FSAs.
Download PDFSpanish: HSA Qualified Medical Expenses
A list of qualified medical expenses that can be paid for with an HSA.
Download PDFSpanish: Introduction to HSAs
An overview of the tax benefits of an HSA, eligibility requirements, contribution limits and qualified medical expenses.
Download PDFSpanish: Frequently asked questions: HSAs
Answers to some of the most frequently asked HSA questions.
Download PDFSpanish: Investing with your HSA
An overview of how the investment feature at Optum Bank works, how to get started, and the tools and resources available online.
Download PDFWebinars
Now, it's easier than ever to ensure your employees know how to maximize their health account benefits.
Our HSA webinars cover a variety of topics, and are in a 20/20 format – taking only 40 minutes out of your employees' day. The first 20 minutes are dedicated to presenting educational HSA information with the last 20 minutes held for questions.
Employees can sign up for a live webinar here.Webinar recording: Making the most of your HSA
This webinar will help employees learn how to use their HSA to its full potential by exploring the top 9 things they can do to prepare for qualified medical expenses, save for the future and prepare for retirement.
Download webinarOnline tools and resources
Health Savings Account Calculator
Find out how much you can contribute to your HSA and how much you can save on taxes.
Open CalculatorHealth Savings Checkup
Get a personalized estimate of how much money you may need to save for medical costs in retirement.
Access Health Saving CheckupPrescription Savings
The free Optum Perks prescription discount card can help you save, whether you have insurance or not. Take advantage of discounts on almost all FDA-approved medications.
Learn more